For a normal peasant, 500gp is more money than he, his wife, and his 10 children and their spouses will earn their entire lives. The price is very much so an issue. For a merchant, 500gp is probably a couple of years of gross income. For a baron, 500gp is probably equal to his yearly obligation to his king. Doubling your peasants' taxes so you can raise your dead mistress from the dead isn't going to make your peasants happy.
D&D economics are skewed toward the adventuring party. There hundreds of forum posts where anyone who has tried to make sense of it ends up committed to an asylum.
How does the state benefit by giving out 500 gp loans? 500 gp could be the entire tax base for a large barony. If 20 people die in an orc raid, is the local baron going to cough up 10,000 gp to raise them all by raising his taxes 1900%?
Steven Brust's Vlad Taltos series actually deals with this directly.
More or less, there are three kinds of assassinations.
The first is really just a dramatic equivalent of roughing someone up really bad. No precautions are taken to ensure they can't be raised. It's like a really severe kneecap-breaking.
The second, you do something like behead your victim. That prevents raising.
The third basically rips out their soul, too.
So yeah. It makes the world subtly different, and it's an interesting avenue to think down.
-O
This is another favorite thing that I have yet had the opportunity to use, but oh I plan to.When it comes to costs of raising, there are plenty of ways to get around that. I love Supernatural and the concept of using bargaining with higher/lower powers for coming back. We had a character in one of the campaigns I ran dragged back from the brink by a shadow demon back around... 6 years ago?
Reminds me of a sci-fi novel called "Hard Carbon".
It takes place in the future where a body is merely a meat puppet. Your mind, memory, everything is on basically a chip that is plugged into a body's brain stem.
Jail consists of "We put you on ice, then plug you into a new body". Rich people can rent bodies (especially if you're say, telecommuting, you could just "telecomute" to a planet and get plugged into a body. In one instance, a woman who was in jail had a businessperson riding around in their old body).
The very, very rich? They lived forever because they always bought new bodies/had clones that grew in little vats.
As I understand it, that is how things work in the GURPS Transhuman Space game/setting.Reminds me of a sci-fi novel called "Hard Carbon".
It takes place in the future where a body is merely a meat puppet. Your mind, memory, everything is on basically a chip that is plugged into a body's brain stem.
Jail consists of "We put you on ice, then plug you into a new body". Rich people can rent bodies (especially if you're say, telecommuting, you could just "telecomute" to a planet and get plugged into a body. In one instance, a woman who was in jail had a businessperson riding around in their old body).
The very, very rich? They lived forever because they always bought new bodies/had clones that grew in little vats.
There are limits on Raise Dead, plus some basic assumptions of the world throw off your idea. For PCs, you would be correct.
Raise Dead- The ritual mentions that only someone with a destiny could still be raised. Most people don't have a destiny.