(you guys are in if you're still interested. Just make up a regular d20 30 pt buy, 3d6 HD character (no saves or skills) and let me know what his character concept/profession is. I'll do the rest.)
Capellan:
The sensitive feat is OK. Starting (readily available) cash is equal to 30% of your Starting Money (savings) [pg 15]. The rest (70%) is locked up in investments, loans, home, car, etc. You can liquidate it if you need cash but it will take time (thanks YS... ).
I'm bowing out, as I don't have the rulebook plus I got into another game. Plus, ShaperMC deserves a spot as this is more his thing anyways. Have fun and good luck!
I'm still interested, but if mistergone (or someone else who might have the book) is really interested in playing I can bow out as well. Or VB, if you don't want the headache of having someone play who doesn't have the book, I'd be glad to step aside now that you have 4 players. I really won't be upset at all. Just let me know.
It's not too much of a headache, as long as you're familiar with d20 (and if you're on these forums that's a given ), and you're at least a little familiar with the Mythos and Lovecraft's work.