I like these ideas. I suppose some would cry about fairness and rules, but I think a lot of people who play would rather have their characters die at the hands of the BBED than by some lucky goblin, if those were the only storyboards available. So especially at low levels, I skew everything to above average, for all classes. At high levels it's you get what you roll. Is that realistic? I don't care. I just appreciate the players' desires to have their well created characters survive. I guess I'm a "player's DM". I've still killed a few, and in spectacular fashion. Spectacular deaths tend to mitigate the complete and utter finality of it, and the player is then less mad when he/she rolls up a new one. That said, I'm not big on resurrections, though I'm told I should be.