I've seen and played in worse. I guarantee it."Imagine you were running a level 23 game. Now imagine you were insane. But I repeat myself..."
Such things happen when the DM says any D20 and D&D compatible system is allowed, ECL doesn't apply to character level, and enough money and XP is thrown at us where we start drowning in it. Hilarious campaign, though. Definitely not the kind of game for those who want a reasonable game, nor would I want it to be my only campaign that I took part in.
As for the OP ... well, I'm pretty much with Frank on this - if they're not sure what they want to take at the time, they can hold off for a while, but are required to take a feat that they were qualified for at the time, and before the next time they get a feat.