The only time I use the wealth tables is for designing NPCs and for characters entering the game at higher than 1st level. I have yet to get any complaints from my players about lack of loot or unfair distribution.
As for starting cash, Frank the DM has covered the reasoning pretty well. If everyone had equal starting cash, either the fighter is going to be hurting for gear, or else the monk is going to load up on tanglefoot bags, depending on which way you change the amounts.
As for starting cash, Frank the DM has covered the reasoning pretty well. If everyone had equal starting cash, either the fighter is going to be hurting for gear, or else the monk is going to load up on tanglefoot bags, depending on which way you change the amounts.