Dogbrain said:It all depends upon how much your players need to be coddled and have everything bowdlerized, sanitized, and sugar-coated, of course.
Hmmph. I wouldn't claim it as coddling to not have to deal with something that, for some, just doesn't add to the game. If I was the deep, immersive roleplayer type, playing a minority in a game that has racism as a major theme might appeal to me. But I'm not. I want to kick in the door, grab the loot, beat up some bad guys, woo some women, and get on to the next scene, preferably all before breakfast.
To answer the original poster's question, it would probably never come up in a game. When I run, I'm thinking where the action is going to come from next. In the same way I wouldn't spend time describing the hassles and pitfalls of running a business (D20 roll: "Well, Indiana, your vacuum cleaner broke, and it looks like the delivery guy forgot your replacement belts again. What are you going to do?"), I'm not going to spend time on something that doesn't move the action along.
YMMV, of course.