Democratus
Adventurer
I usually go "by the book" for treasure. If a dragon has a Treasure Type of "H", then I roll the dice and see what results.
There is a dragon not too far from the player's base (PC levels 1-3) that has over 50,000 coins in his horde. This isn't really a big problem if you track encumbrance. A PC got a run at the pile of treasure and could only leave with 1,600 coins because that was the most they could carry.
One tweak that I apply is that all magic weapons have a name and a history that can be discovered through research and magical inquiry.
When it comes time for the party to split up treasure, they go to the local moneychanger/jewler figure out a way to divy things up evenly. Magic items are distributed by negotiation. Since we are playing West Marches all treasure has to be divided at the end of each session, since there is no guarantee the same characters will be together on the next adventure (15+ players in the game so far).
There is a dragon not too far from the player's base (PC levels 1-3) that has over 50,000 coins in his horde. This isn't really a big problem if you track encumbrance. A PC got a run at the pile of treasure and could only leave with 1,600 coins because that was the most they could carry.
One tweak that I apply is that all magic weapons have a name and a history that can be discovered through research and magical inquiry.
When it comes time for the party to split up treasure, they go to the local moneychanger/jewler figure out a way to divy things up evenly. Magic items are distributed by negotiation. Since we are playing West Marches all treasure has to be divided at the end of each session, since there is no guarantee the same characters will be together on the next adventure (15+ players in the game so far).