I am an American, sir. For us, that is the point of the first Tuesday in every November.The whole point of a D&D world or a similar setting is that the monopoly of violence has broken down and private individuals are allowed to kill and steal with impunity or even the approval of authorities.
And your fantasy in this scenario is to deliberately antagonize the only people in the world willing to protect you from all the others? I used to think that D&D characters having minimum INT and WIS scores of 6 was for the benefit of munchkins... now, I realize it's for the sake of realism so that the standard D&D party is composed of people who'd survive their first foray into a dungenon with a standard D&D party.
I feel like I owe Monte Cook an apology and I will never forgive you for that.