Lanefan
Victoria Rules
I call that a system fault - a bug, not a feature. Fortunately, I've enough knowledge to handle the debugging required.IMO a PC who's a special snowflake in one game might be a good fit for a different game table with different standards. In a game where PCs are expected to have backstories and personal goals a rootless orphan with no background could be the special snowflake, it all depends on expectations.
A game with plot protection for PCs needs other stakes rather than mere PC survival to play for. A lot of game tables don't feature casual PC death any more, but feature plenty of meaningful success and failure nethertheless. PCs may be more complex starting off, have significant backstories or game goals they expect to be relevant to play.

I don't DM for children and don't want children in games I play in. When they're old enough to handle the content and to have attention spans longer than that of the average chicken, then fine; but that stage doesn't usually hit until the early-to-mid teens.There are legitimate reasons for plot protection, such as games for children, and groups that specifically ask for such game. If I run games for children I apply content filters as appropriate, simplify the game rules, and run short sessions.
I'd have pretty much the same content filters I have for adults (i.e. not much filtering!) and only worry about keeping order when (not if) the in-character conflicts spilled over into player-at-the-table conflicts.Running for teens I would have laxer content filters and expect to spend more time keeping order.
And though it may sound harsh I expect people to leave their personal problems at the door. Failing that they can choose to skip a session or two or play as usual and deal with whatever comes along, just like any other session. (and I've had players tell me in the past that having the game just keep going as usual has provided a nice break from whatever else is going on)
Lanefan