el-remmen
Moderator Emeritus
Some combination of immediately, after a few sessions, and during "downtime".
It really depends on if coin is immediately useful and what needs the party has. In terms of magical items, if identifying is a possibility then it will be given to someone fitting to hold (otherwise it has to wait), and in terms of art objects and jewels that depends on getting back to civilization where it can be sold off (which depends on the local market what might be gotten for it, otherwise it might be held on to for a while).
Paying hirelings and guides their share and paying taxes can also make a difference when splits are figured out.
It really depends on if coin is immediately useful and what needs the party has. In terms of magical items, if identifying is a possibility then it will be given to someone fitting to hold (otherwise it has to wait), and in terms of art objects and jewels that depends on getting back to civilization where it can be sold off (which depends on the local market what might be gotten for it, otherwise it might be held on to for a while).
Paying hirelings and guides their share and paying taxes can also make a difference when splits are figured out.