sorry eblue guess I'm tired we are playing 3.5 point buys in DMG pg169
And about 4e you start with the scores 8,10,10,10,10,10
you place these were you want and then pay the points to raise them
example:
STR:10---spend zero points=STR:10
DEX:10---spend 5 points=DEX:14
CON:10---spend 3 points=CON:13
INT:10---spend 9 points=INT:16
WIS:10---spend 5 points=WIS:14
CHA:8---spend zeo points=CHA:8
there a nice little wizard if I do say so myself