What difference does it make? Why does it matter? For the game you DM you're ruling it one way, for another DM they might rule it another way. Why is assigning "Yours is the house rule!" important in any stretch of the imagination? If it doesn't say specifically one way or another and both rules come from implied interpretation of the available text... worrying about which one is a "house rule" is pointless.
I agree. Some are implying that this is clearly a house rule. I don't agree with that. I feel it is a very viable interpretation of the text as written.