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Blackrat

He Who Lurks Beyond The Veil
Ok guys and gals, I’m now going to teach you to speak finnish:
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Aeson

I learned nerd for this.
The potting and gardening soil we bought has a lot of filler. Sticks and such. I guess that's what we get for going with the cheaper stuff. Any gardeners have a preferred soil?
 

Aeson

I learned nerd for this.
I don't think I can qualify for a mortgage on my own. My mom is willing to cosign. We've talked about a quit claim deed to make sure I retain ownership if she passes. I'm sure I need that protection from my sister. I'm not sure if there is a better way.

Ironically, I want to leave the house to her children when I pass. I plan to put all my assets in a trust for them, once I have those assets. lol
It's my hope anything of value isn't just sold off and blown. The potential for generational wealth. Is it possible if they're in the position to add to it instead of taking?

The likelihood that I'll have children is growing less likely every year, so I plan to pass things on to my niblings. Nibling is so much faster than saying niece and nephew. lol
 

Dannyalcatraz

Schmoderator
Staff member
Supporter
In most states, a person leaving real property (unimproved land, land with buildings, etc.) can give it to a person as a “life estate”, which has most of the features of outright ownership, EXCEPT that when that gift recipient dies, ownership of the estate is automatically transferred to another.

So, in your situation, you could be given a life estate in the house by your mom, with your nieces & nephews as the next beneficiaries in line. So when you die, it would automatically go to them, bypassing both YOUR estate and that of your sister.

Real estate transactions are definitely one where the best plan is ALWAYS to involve a local lawyer, at least for an initial consultation. If nothing else, they can keep you from messing things up in an irrevocable fashion.
 

Aeson

I learned nerd for this.
Some advice; make sure Taco Bell is actually open when you place an order through their app. I placed an order at a Taco Bell Monday night. It should have been open but it was closed when I got there. You can cancel the order but it can take 10 days to get the money back. I think they should change it to wait until you pick up to charge you.

While I'm dispensing advice, buy Dogecoin before it's too late. YOLO & FOMO
 



Aeson

I learned nerd for this.
My sister got her first dose a couple days ago. I want to tease her. Tell her she'll start disliking the police, think Trump was wrong, feel a compulsion to buy Microsoft products.
 


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