There was a DM I really wish had read this advice. He was loyal to the random monster table which somehow inevitably meant that when we were crossing the street we'd be attacked by an ancient red dragon. I guess he was partially in our favor because we could always just leave our horses and cower in terror while the dragon ate the horses and left.Here's some more excellent DM advice, also from 1981 (from page 25 of the Expert Rulebook):
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Got to the point where I just started naming all of my horses "Snackables".