Takes me a week to make a character! Mostly because everything has to vibe right, including the name.Character generation taking hours is (dubiously) fine if you only have to do it once.
If your game has any decent level of lethality to it, however, your players won't be doing it just once. They'll be doing it several times or more each, meaning that anything that can be done to shorten the char-gen process is good design. Your proposals seems to go the other way.