Abraxas
Explorer
I'm on no-ones side here. It does, however, seem a bit odd that the DM would allow everything else about this character except the belt. What we don't know is how this character stands up against the other characters in the party. It could be that this character is head and shoulders above the others in being able to hit and dealing damage in which case removal of the belt doesn't really change much. Or it could mean that the DM has an arbitrary limit on attack bonus and damage mods and dropping the belt brings this character down to that limit.
Also, its not like the DM can't pretty much whack this character whenever he wants. A catfolk Fighter/Ranger/Deepwood Sniper with Bracers of Archery, Gloves of Dexterity +6, a ring of spell storing (with 3 Hunter's Mercy spells in it) using an Unholy/Mage Bane +1 Composite Greatbow (Str 22) and Dragon Bane Arrows is pretty much going to ruin this guys day from half a mile away. A crit would come in at 4d10 + 44 + 6d6 (average 87 pts damage, just over half his HP total and would force a massive damage save and give a 1 in 20 chance of killing the character right then and there)
Of course now I am really curious about the other characters in the party. . .
Also, its not like the DM can't pretty much whack this character whenever he wants. A catfolk Fighter/Ranger/Deepwood Sniper with Bracers of Archery, Gloves of Dexterity +6, a ring of spell storing (with 3 Hunter's Mercy spells in it) using an Unholy/Mage Bane +1 Composite Greatbow (Str 22) and Dragon Bane Arrows is pretty much going to ruin this guys day from half a mile away. A crit would come in at 4d10 + 44 + 6d6 (average 87 pts damage, just over half his HP total and would force a massive damage save and give a 1 in 20 chance of killing the character right then and there)
Of course now I am really curious about the other characters in the party. . .