I would also take the $10, though I wouldn't guarantee 'no questions asked'.
Take 10 is unlike that 'dilemma' in the frist place, however, as 20 and 1 are not the only alternatives, and what's more, 20 (for example) won't do anything more for you than 10, assuming 10 will do it at all.
But anyway, back to real things, I
never gamble. In fact, I have what can only be described as
disdain for gambling. . . and for gamblers. That, or in some cases of the latter, pity/compassion. Depends.
In the case of gaming though, why not. I'll roll for just about anything!

Nothing (and
nobody) real is at stake then. And as for having high goals, I also tend to set those, so I don't really see the connection. A
gamble is based on luck, whereas
goals can be realised through skill, experience, knowledge, hard work, and so on.
*shrug* That's how it works in my head, anyhow.
