chilibean said:
To me it's beyond arguing that a centaur fighter 12 would be completely outclassed by a human fighter 20.
Let's see what we can do. Make two characters with the stadnard stat array. The human: Str 15+3 level, Dex 13, Con 14+2 level, Int 12, Wis 10, Cha 8. The centaur: Str 15+8 racial+1 level, Dex 10+4 racial, Con 14+4 level+4 racial, Int 13-2 racial, Wis 10+2 racial, Cha 8.
The total stats (before magic items) are as follows.
Human: Str 18, Dex 13, Con 16, Int 12, Wis 10, Cha 8
Centaur: Str 26, Dex 14, Con 22, Int 11, Wis 12, Cha 8
The human has a a
+6 belt of giant strength (36,000 gp), a
+6 amulet of health (36,000 gp), and an
incandescent blue ioun stone (8,000 gp).
The centaur has a a
+6 belt of giant strength (36,000 gp), a
deep red ioun stone (8,000 gp), a
+6 amulet of health (36,000 gp), and a
scarlet and blue ioun stone (8,000 gp).
The total stats (after magic items) are as follows.
Human: Str 24, Dex 13, Con 22, Int 12, Wis 12, Cha 8
Centaur: Str 32, Dex 16, Con 28, Int 13, Wis 12, Cha 8
The human has 20d10+120 hit points, for an average of 230.
The centaur has 4d8+12d10+144 hit points, for an average of 228.
The centaur wears
+4 mithral full plate barding of heavy fortification (123,600 gp) and a (modified)
+4 ring of proetction (32,000 gp).
The human wears
+5 full plate of heavy fortification (101,650 gp) and a
+5 ring of protection (50,000 gp).
Centaur AC: 31 (+12
full plate, +3 Dex, +2 natural, +4
ring of protection)
Human AC: 29 (+13
full plate, +1 Dex, +5
ring of protection)
The human wields a
+5 flaming speed greatsword, attacking at +33/+33/+28/+23/+18 for 2d6+17 damage.
The centaur wields a
+5 flaming speed Huge greatsword, attacking at +32/+32/+27/+22/+17 for 2d8+23 damage.
The centaur has about the same number of hit points and about the same attack bonuses, dealing 40% more damage (35% if flaming damage works). The human has more bonus feats, though both have the "core" feats - Focus, Specialization, Improved Crit, Power attack, Cleave, etc.
The Armor Classes are similar (though the centaur has a slight edge).
The human decidedly has the edge in skills, though the centaur has better Spot and Listen scores. The human also has a higher base attack bonus (+20 vs. +16).
The centaur has decidedly better stats than the human.
The gold spent in this excercise was neasrly identical for both the centaur and human; they botrh spent about 60% of their baseline.