Best example of talking smack, from my current Eberron campaign:
The PCs were being taunted by a rakshasa enemy via a long distance projection. He was a variation of an ak'chazar rakshasa from the MM3, with white fur and black stripes. When the rakshasa dropped his disguise, the group's alienist (played by Rackhir) said, "Ah, you have white fur! That's good - you'll match our drapes!"