Totally, totally not flinging poo here, honest question.
Why? What do you use this for?
As a DM, building characters is pointless, since NPC's don't work that way, and how many characters do you actually need?
What garyh said...
A few reasons. Characters I'm currently playing of course. Also, characters I might play, characters I know I'll never play but want to see how they could work, multiple versions of what the characters I'm playing might look like at various levels with different options chosen, 4e-ified versions of characters I've played in previous editions, attempts to model characters from fiction.
I've enjoying making characters I knew I'd never play since I got into D&D with 2e. The CB just makes that a lot easier. For some of us, it's FUN to just create characters.
...plus some others.
It gives me something to do when I don't have a novel or sketchbook or instrument handy. I did this even without an available PDA (and still use actual paper for some)- I have 3-4 folders of D&D PCs dating back to AD&D, 2 folders of HERO PCs dating back to the original version of that game, and a big binder of PCs covering those I liked from GURPS, RIFTS, Ace, Mekton, Mechwarrior, WoD, and many other systems besides.
I sometimes write up PC versions of characters I'm writing about (in HERO, usually) to solidify the way I think they should work.
I'll even write up PCs just to get an idea out of my head so it won't distract me from other things- I have a tendency to have "problems" bouncing around up there until I "solve" them.
Sometimes, fiddling about with a new PC you have an idea that hasn't been played before. A new wrinkle in a PC can sometimes keep a game fresh- I'm eagerly awaiting the opportunity to play another 3.5 Mage-Brute, for instance.
Besides, if someone came to me- in person, or more commonly online, and asked about PC design, I probably have some kind of answer...
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