Scribble
First Post
20 is four (4!) "optimal" parties worth of chatracters. Three "max" parties with a couple of spare spots. For a single user that should be plenty.
This is another area where it's fine for some, sucks for others.
For someone who just uses it to work with the character they're using in the current game, it's fine, and doesn't bother them.
For people who like to just sit around theorizing characters and making new characters for no reason other then just to do it, 20 will go by right quick.