).
In 4e I feel as if I had to choose a class first, then a concept, whereas in most other RPGs and D&D incarnations it's always been for me more a first concept, then game details approach. And paying 10$ a month for something that should be in the first core book is not acceptable for me.
So download it once and you get all the options PLUS. You _DO_ realize that the character builder doesn't go away with your subscription, right?