Well, I sent out a call for everyone to forward me their equipment lists, and some of them are starting to come back with results. The druid clocked in with a total of about 81,000 gp of items....a 14th lvl character such as him is supposed to have 150,000 I believe. So he's already "under-powered" for his level.
The ranger/cleric/windwalker has about 38,000 gp, when an 11th lvl character should have about 66,000 gp.
The wizard is fairly close, but still under, with 63,000 gp of items, when (aside from penalty from dying) he should have been lvl 12, with 88,000 gp of items. However, his cohort who just recently joined is way overpowered, with 135,000 gp for an 11th lvl NPC, who should only have about 21,000 gp. Ordinarily, this player is pretty accurate, and I haven't had problems with him before. This must be due to some form of misunderstanding.
The half-celestial has 150,000 of items, when she should have 200,000, according to her level.
Banshee