But isn't there circular logic at some point here?That's the division of power in trad games. You talk to your GM and they help, or you step out, or you live with it. You can't make someone play the game the way you want. Not sure what solution you're looking for here.
'I think this rule is an issue, and ideally should be changed'
'It isn't a problem as can be house ruled away, dnd is flexible so rule doesn't beef changing'
'My DM won't allow us to house rule that'
'That is DnD, the DM has the power per the rules, you will have to find a different group'
So the rule isn't a problem as can be house ruled, except when it can't be house ruled, but that is okay as these flexible rules that can be changed at any time say DM has absolute power, which is absolute and can't be changed despite these flexible rules.
What can be frustrating for me is that complaints about dnd rules can be swept aside as can be house ruled and no two tables play the same, but rules for other games are apparently absolute and can be criticized freely, even if those other games have as many suggestions as dnd for making it your own, and no two tables of other games will play the same.