Listin Dale Paladin/Monk of Lathander
I have created the character's backstory to bring him to Waterdeep at this point in time. Let me know if this is correct (I assumed you would want us in Waterdeep from the opening post

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Listin Dale
Male Human
Paladin/Monk
Alignment: Lawful Good
Str: 14 (+2) [6 points]
Dex: 14 (+2) [6 points]
Con: 10 (+0) [2 points]
Int: 10 (+0) [2 points]
Wis: 16 (+3) [10 points]
Cha: 14 (+2) [6 points]
Class Abilties:
Flurry of Blows, Unarmed strike, Aura of good, Detect Evil, Smite Evil 1/day
Hit Dice: 1d10
HP: 10
AC: 19 (+2 Dex, +3 Wis, +4 Vow of poverty), touch 15, flat-footed 17
Init: +2 (+2 Dex)
Speed: 30ft
Saves:
Fortitude +2 [+2 base]
Reflex +4 [+2 base, +2 Dex]
Will +5 [+2 base, +3 Wis]
BAB/Grapple: +1/+3
Melee Atk: +3 (1d6 +2, unarmed)
Flurry of Blows : +1/+1 (1d6 +2 unarmed)
Skills:
Move silently 4 = 2 ranks + 2 Dex
Hide 4 = 2 ranks + 2 Dex
Healing 5 = 2 ranks +3 Wis
Diplomacy 6(8 good) = 2 ranks +2 Cha + 2 perfection +2 circumstance (good)
Knowledge (religion) 3 = 3 ranks
Sense Motive 5 (7 good)= 2 ranks +3 wis +2 circumstance (good only)
Ride 9 = 4 ranks +2 Dex +3 (Saddleback)
Balance 3 = 1 ranks +2 Dex
Handle Animal 4 = 2 ranks + 2 Cha
Feats:
Improved Unarmed Strike (Monk Bonus Feat), Stunning Fist (Monk Bonus Feat), Sacred Vow, Vow of Poverty, Nimbus of Light, Saddleback
Weapon Proficiencies:
Simple Weapons
Martial Weapons
Kama, Nunchaku, Sai, Shuriken, Siangham, Sling
Languages: Common
Equipment:
Monk’s Robes
Waterskin
1 Days iron rations
Sack
Quarterstaff
Money: 0gp, 0sp, 0cp
Appearance:
Listin is average height for a human, at just a touch under 6 foot. He keeps his head and face clean shaven. His clothing is simple but in good repair. He wears simple leather sandals and the dust of the road covers his feet. He carries a staff as a walking stick and generally looks like a traveller on pilgrimage.
Background:
Listin grew up in a privileged family in Cormyr. Nothing was lacking yet Listin felt that his life was empty and meaningless. He spent his days riding, roaming the area, while achieving nothing aside from excellent horsemanship. His concerned parents sent him to the Temple of Lathander to study, hoping he would find direction – even the priesthood seemed a good alternative to having a discontented son around the house (particularly a third son who could get ideas!).
He started studying in the temple, quickly finding faith and a path in life as a holy warrior, although still seeking some missing element. He started training, learning the ways of the paladins of Lathander. The future role as a knight, paricularly a cavalry knight appealing to him. Thus he lived and trained until a monk from an affiliated order visited the temple. The Order of the Sun Soul consists of monks viewing themselves as warriors in the battle of good, but not just soldiers, as healers and examples to the masses, doing good works to attract others to the cause.
Listin saw no contradiction in the two Orders of paladinhood and the Order of the Sun Soul, so with the blessing of the church he took oaths to both, swore a vow of poverty, donated all the money from his parents to the Order and joined the monks. He trained with them, finding his knowledge from the path of the paladin an extraordinary complement to the training of the monk. Finishing his training he decided to go into the world, find people to help and be a shining example of what good can do in the world.
He has been travelling for a while, heading north and finds himself entering Waterdeep the great for the first time.