Campbell
Relaxed Intensity
As a college student myself, I'd like to chime in here. It's extremely tempting to go out and buy new things when you're in college and wrapped up in the financial situations that lifestyle entails. I'm going to bet that most of the people you go to school with are fufilling their wants with the same fervor that you purchase books at. It's not a good thing, but most likely not a mental illness situation.
What I would suggest is setting up a money market account with a financial broker and refusing to get a check book for that account. I did it, and it's worked fabulously. I set a limit on my *fun things* purchases, and if I wanted more of my savings, I was forced to consult my broker, and deal with the reality of how much money I was spending on fringe purchases. You're likely to have some debt after college is over and done with, but if you get financial advice now it should pay dividends down the road. YMMV of course.
What I would suggest is setting up a money market account with a financial broker and refusing to get a check book for that account. I did it, and it's worked fabulously. I set a limit on my *fun things* purchases, and if I wanted more of my savings, I was forced to consult my broker, and deal with the reality of how much money I was spending on fringe purchases. You're likely to have some debt after college is over and done with, but if you get financial advice now it should pay dividends down the road. YMMV of course.