Glyfair
Explorer
And, just as if not more importantly, if you have the time to do so. That's the big issue for many people - not lack of skill, but lack of time.
And lack of interest. I have no desire to sit down and learn how to get better at painting miniatures so I get spend hours and hours at something I don't find entertaining just to get something I can already get much cheaper elsewhere (possibly at a slightly lower quality, possibly not).
Personally I find the paint jobs on the plastic miniatures from acceptable to pretty good most of the time. If you want to see poor paint jobs, look at the very Rebellion set from Mage Knight when they were pioneering the field. Yuck.