Hey Reaper,
I posited extreme stances to illuminate your own extreme statements. They are, one must admit, decontextualized and rather bleak.
In the last three years, I have been involved as a player in five campaigns (still playing in two--had to quit ohers because of work, or the DM had to step down), and have been DMing a campaign coming close to its one-year anniversary. I have experienced a lot, and from that I have NEVER experienced a DM who was not trying their best to make the campaign work for everyone involved, including themselves. We received emails recapping the adventure, praises, and queries as to how to move the campaign forward and make it work for everyone. And, the DM has had to play facilitator more than once between pissy players. But, we all had fun in the end and do lots of stuff outside of being heroes.
I guess I was lucky.
DMs, in my experience, have always solicited player AND PC feedback, had lives, and were genuinely interested in creating a communal experience of the campaign. And...they were always the DM. As a player, I love a story and a plot and character development, and I respect the effort a DM is putting into creating a social experience where we spend 10-20 hours/month in each others faces, where we live, we achieve glory, and renown, and we die. And we, as people, can go out afterwards or whenever, and have a beer or four, go to a baseball game, hang out, listening to jazz, go hiking, talk about D&D or whatever.
As a DM, I don't like to see a PC go down, and I try my best to engage players. If they are going to refuse to engage in any sort of mutual suspense of belief, and seem to be self-indulgent, myopic, and narcissistic in their gaming orientation, well then, my campaign is not for them.
Gaming, for me, is a social activity based on the assumption that people get together to enjoy each other's company, AND PLAY A GAME. If these are not being met, why continue to torture yourself and bitch about playing for incompetent DMs. Realize who your friends are, and do other things that you enjoy, or become the DM and do your best to create a lot of fun for the people you game with.