Uller
Adventurer
Natural armor and armor bonuses stack.
If polymorph self is used to change into a form that uses equipment, your armor also changes to fit your new form.
This leads to a small problem. PCs can use polymorph to gain rather absurd ACs.
For instance, in my group we have a Src11/Ftr4 who likes to polymorph into a Formian Myrmarch. She wears Mithral Breastplate +5 (+10 Armor bonus).
So with that one spell, her AC reaches 38: 10(base) - 1 (size) + 4 (dex) + 15 natural + 10 armor.
She also has a +1 ring of protection. Add Haste (+4) and Shield (+7) her AC is now up to 51!!! This far far exceeds the rest of the party.
Now...to be fair we are using a house rule that reduces the arcane spell failure of armor and counts as a +1 enhancement to the armor per 5% of reduction so her armor counts as +8 for cost purposes. But even so...I think you can achieve the same crazy ACs without worrying about that (like if the party mage uses Polymorph Other to boost the tank fighter). Am I doing this wrong? Is there some limitations to the amount of stacking you can get out of nat armor and armor bonuses?
If polymorph self is used to change into a form that uses equipment, your armor also changes to fit your new form.
This leads to a small problem. PCs can use polymorph to gain rather absurd ACs.
For instance, in my group we have a Src11/Ftr4 who likes to polymorph into a Formian Myrmarch. She wears Mithral Breastplate +5 (+10 Armor bonus).
So with that one spell, her AC reaches 38: 10(base) - 1 (size) + 4 (dex) + 15 natural + 10 armor.
She also has a +1 ring of protection. Add Haste (+4) and Shield (+7) her AC is now up to 51!!! This far far exceeds the rest of the party.
Now...to be fair we are using a house rule that reduces the arcane spell failure of armor and counts as a +1 enhancement to the armor per 5% of reduction so her armor counts as +8 for cost purposes. But even so...I think you can achieve the same crazy ACs without worrying about that (like if the party mage uses Polymorph Other to boost the tank fighter). Am I doing this wrong? Is there some limitations to the amount of stacking you can get out of nat armor and armor bonuses?
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