Demin jeans, boxers, t-shirt, sweater, socks and tennis shoes. Some coins in my pocket.
Wallet full of paper and plastic.
Thick leather jacket, Blistex, Neosporin, Tums, handkerchief, a tasty cold orange in my pocket, RFID keychain with one normal key on it, cellphone-- which in D&D land we call "hunk of plastic used for grinding tubers."
Platinum ring-- which of course is worth ten times as much as a gold, in D&D land. Big sucker, too, gotta weigh a good 6 ounces.
Within arms reach? Add scissors, two exacto knives, a short rasp file, tube of sovereign glue, 3 Koosh balls, and, thank God! a large, full, Dunkin Donuts iced coffee.
I won't go outside arms length but I have a whole model shop within 10 feet. Too bad.