Desdichado
Hero
My preferred method lately is to take the standard array and give everyone three more points to distrubute as they please.
I couldn't answer your poll, because you don't have an "Other" option. I ask players to distribute a certain number of points, usually 72, on a one-for-one basis. (Not starting at 8 for each stat, but at zero.) Then I give them a list of items they could include in their biography to earn additional points. In my current campaign, a player who gives me everything on the list ends up with 80 points to distribute.