3 or 4 of us get together in one of our garages, wearing masks, with 2 computers logged in to the VTT (so we're not all clustering around a screen) and one of those using Zoom.
The current DM of one of the games is doing so remotely, and two of the players as well. That game will soon and, and be replaced by another game DMed remotely, with 2-4 remote players as well as us physically-gathered few.
Our other game is run by the person whose garage we gather at, and the three players are all physically present, masked and distanced.