Imperialus
Explorer
*I haven't waded through the whole thread*
My own groups solution to situations like this is to divide treasure as though there is an extra party member. If something gets damaged/lost or even an expensive one shot item gets used and it's agreed by a majority to be in the benefit of the party then the article is replaced out of group funds.
My own groups solution to situations like this is to divide treasure as though there is an extra party member. If something gets damaged/lost or even an expensive one shot item gets used and it's agreed by a majority to be in the benefit of the party then the article is replaced out of group funds.