DreamChaser
Explorer
I don't quite follow what a class feature has to do with two classes starting with 50 gold extra worth of gear. I'm not saying that the wizard or cleric shouldn't have the ritual book to start, just that other classes should start with something worth 50 gold since that is 50 percent of starting funds.
Because possessing the spell / ritual book IS a class feature. Or at least a portion of a class feature.
DC