Two more things:
If anyone wants to have one of the fetishes or addictions from page 10 of the BoVD, then feel free.
And somewhere in your character background please indicate both your speciality of criminality, and what types of jobs you've done for The Black Butterfly in the past. At level 12 you're all pretty much well-established and well-regarded (in your way) in the criminal communities. However, do note that none of you has actually seen The Black Butterfly. His underlings yes, his higher-ranking liutenents, probably, but him, never.
If anyone has chosen some kind of addiction for their character, they could have worked partially for drugs and partially for money. It's not uncommon among those in the Butterfly's employ.
Oh, and I'm going to edit the first post, but if anyone wants to use some stuff from Lords of Darkness, you may. I just remembered I had the silly thing...
And I've also edited the first post to include some less-than-legal guilds.