Ok thanks.
I'm digesting and thinking. I'll post in a day or 2
Question : when I look at the penalties, some are positive and some are negative (madness : defense -4) : does that actually give a positive bonus?
Founded in the early days of the empire, our lands have allways been rough and untamed. The first lord was granted his title after a heroic victory against the robber barons and wildlings which occupied these lands. He built a castle to pacify the lands, and started the first mines which were the basis of future wealth (bonus defence and land)
Our house grew in influence and importance, sending it's sons and well-trained man-at-arms to battle for the king, and receiving well-earned thanks from the royal family.
Morniag the builder was an exception to the rule. Plagued by visions of war and slaughter that he claimed would swallow the land, he fortified the lands at great cost. This fortification would also nearly be the undoing of the familie, as the fortifications were a major target during the war. Heavy fighting destroyed much of what was built in previous generations, casualities amongst the peasants, miners and tradesmen was atrocious, valuable lands and mines were destroyed, and many inhabitants turned to banditry in order to survive. The once great house payed a hefty price indeed, it's influence and power laid low, it's wealth spent and infrastructure destroyed.
Is that something in the line of what you're looking for?
Founded in the early days of the empire, our lands have allways been rough and untamed. The first lord was granted his title after a heroic victory against the robber barons and wildlings which occupied these lands. He built a castle to pacify the lands, and started the first mines which were the basis of future wealth (bonus defence and land)
Our house grew in influence and importance, sending it's sons and well-trained man-at-arms to battle for the king, and receiving well-earned thanks from the royal family.
Morniag the builder was an exception to the rule. Plagued by visions of war and slaughter that he claimed would swallow the land, he fortified the lands at great cost. This fortification would also nearly be the undoing of the familie, as the fortifications were a major target during the war.
Heavy fighting destroyed much of what was built in previous generations, casualities amongst the peasants, miners and tradesmen was atrocious, valuable lands and mines were destroyed, and many inhabitants turned to banditry in order to survive. The once great house payed a hefty price indeed, it's influence and power laid low, it's wealth spent and infrastructure destroyed.

(Dungeons & Dragons)
Rulebook featuring "high magic" options, including a host of new spells.