OK, got my character done. Fetchling Bard (Sea Singer)//Fighter (Mobile Fighter). I'll post the full sheet when I get to a computer w/ Internet, but for now:
STR: 14
DEX: 16
CON: 10
INT: 14
WIS: 10
CHA: 15
Chain Shirt + DEX = AC 17
Feats: EWP Elven Curve Blade, Undecided (may go with TWF to use with Warhammer/Dagger/Whip as an augment to the Curveblade).
He'll also have the obligatory Longbow, of course . . .
Except for the fact that all dice rollers are cursed for me, he'll be pretty effective in melee and should be a solid support for the rest of the group as well.
BTW, the Serpent's Skull AP set up the first encounter without equipment as well. Though we can't know for sure, I believe they'll write our starting equipment back in eventually.