The good thing abut what I do buy is it is stuff I do use, or can use, because I only buy for RPG's I play, have played, and will play again, even if only at conventions. If they are not such RPG's then I only own the core book.
Now D&D type stuff is an oddball for me, because while I do not play Pathfinder, etc... I do run my games using Castles and Crusades, so do get use out of even the Pathfinder material I buy, especially the Adventures, Maps, the Bestiary Boxed set, etc...
So its not like I don't, or never will, use what I do own. I am simply spending a lot fo money on things I do not NEED to have in order to play the RPG's I love.
I certainly do not need all the Pathfinder stuff I still buy, despite cancelling my subscriptions over a year ago. I certainly do not need the 25+ Mongoose Traveller books I own, especially since I also have essentially all of the same material in the Classic and MegaTraveller materials I own.
So I certainly do not need to buy a single additional book, for any RPG. Just PAthfinder and Traveller are my more extreme examples.
I can be much smarter with the money I have spent on all of this stuff. I could put all that money into quickly building up that 6 month nest egg we are all supposed to have, rather than build it at the barely anemic pace we have been. I could pay off all my credit card debt considerably faster, even though I have done a decent job at that, I have paid off several thousand in just the last 4 months. Still, I would like to go faster.
Plus we have wanted to go on a long family vacation to Europe for many years now. If I focused on putting money away that I spend on the gaming, we could go on that trip in a couple of years, even faster once I get all the credit cards paid off, which should be in about another 4 months.
So it is just really hitting me how much I could do in terms of far more responsible and important ways if I stopped buying RPG materials I seriously and simply do not need, at all. I have had way more than I "need" for all of my favored RPG's, Castles and Crusades (which for me includes all D&D material, such as Pathfinder), Traveller, Eclipse Phase, Cthulhu Tech, Legend of the 5 Rings, and Shadowrun, soon after each came out.
I do not need the supplements. All I ever really needed was the core book, or books. I think its time for me to demand the self discipline I need to stop wasting my money, and finally build that nest egg, finally go on that trip to Europe, save up for a new car, etc...
I think all the success I have had with paying down my Credit Cards is just really driving home how much faster I could do it by not buying crap I do not need. How much faster I can do all the smart financial things we are all supposed to do. How much sooner we could actually go spend a month in Europe. For our first time ever.
Yeah, I think it is long past time for me to get really smart about our money. To accept the fact that I do not need any more RPG stuff. I really do own more than I/we can ever fully use. We in no way need any more.
So I am gong to try and do it. Do all the truly smart and responsible things I am supposed to do. Pay off CC's, get that nest egg, pay cash for our new car, go to Europe for our first time ever. Then I can consider spending my money on things I don't need once again.