Melkor said:2) Is there a penalty or chance of 'spell failure' in 4E if a Wizard/Warlock uses spell powers while wearing armor?
It says "if". It's not an automatic thing. If the Wizard/Warlock merely takes damage, the spell will still go off.Pg 268, under Immediate Action
"If an interrupt invalidates a triggering action, that action is lost."
It says "if". It's not an automatic thing. If the Wizard/Warlock merely takes damage, the spell will still go off.