Ehm, sorry, there's something I really don't get. Can you calculate how the average is nearly 10, using three dice?
Example, let's say my score went up to 10, now the DC is 11. So, I win against the DC rolling from 11 to 20. So... I lose when I roll three dice from 1 to 10.
Well, the probability for three dice to roll under 11 is: 50% x 50% x 50% = 12,5%
12,5% is not average, there's a great probability (87%) to win against the DC.
A fair (average) probability of 50%, for three dice rolled against DC, is when DC = 17.
On anydice.com I used this formula:
X: 17
output (1d20 < X) & (1d20 < X) & (1d20 < X)
The average, around "10" is found when we use only 1d20.