Car Accident: What's Next?

RangerWickett said:
As an interesting side note, last night we were thinking of how 'life insurance' might work in D&D. You pay a company enough money and tell them to Scry on you every month, and if they find that you're dead, they teleport in, recover your body, and raise you. Of course, because you probably died somewhere hazardous, all insurance agents would have to be bad-asses.

Imagine a guy in a long trenchcoat walking into a frontier town at dawn, dust blowing past him. One townsperson looks to his stubbled face and asks disparagingly, "Who the hell are you?"

The man replies, with cool toughness, "I'm an insurance salesman."

The townsperson shudders and flees quickly, not wanting to get in the man's way.

They have this in Shadowrun - it's called "Doc Wagon", and you can get "Platinum Doc Wagon" (the best) for 50,000 credits, and you can activate it and this team of people will swoop in and save you.
 

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If I were you I would go ahead and call your agent. They can explain how things work in your state and with your agency. You probably pay your insurance company a fair amount of money each month to be insured by them, don't be afraid to call your agent and get the scoop straight from them. That's what they are there for.
 

IronWolf said:
If I were you I would go ahead and call your agent. They can explain how things work in your state and with your agency. You probably pay your insurance company a fair amount of money each month to be insured by them, don't be afraid to call your agent and get the scoop straight from them. That's what they are there for.
We've made the phone calls... and the only response we've gotten is "we'll get back to you."

Will just need to keep on pestering them.
 


What's next? All kindsa fun. But you needn't worry too much. That's why you have insurance. They should take care of everything, wrap it all up nice and neat, and tell you to forget anything ever happened.

Until you get your next premium notice.
 

If you had been the one rear-ended, the best advice I could offer is, don't speak with the other insurance company. Let them get a copy of your statement from your insurance company. Last time I was rear-ended, the other guy's insurance company tried to wiggle out of the claim--using my statement to them as proof. I had to take the guy to court, and it took over a month to get them to pay on my winning claim (from accident to check was over four months). Meanwhile, I have credit card charges piling up. :(
 

QD, If you're having any kind of neck or back pain get it checked out at once.
Better safe than sorry.


RangerWickett said:
As an interesting side note, last night we were thinking of how 'life insurance' might work in D&D. You pay a company enough money and tell them to Scry on you every month, and if they find that you're dead, they teleport in, recover your body, and raise you. Of course, because you probably died somewhere hazardous, all insurance agents would have to be bad-asses.


hijack (for a lighter note):

It's a company called Amazon Mutual Life Assurance Company (and yes it was owned and operated by Amazons). A little company called Dragon Tree Press published some modules back ca. 1981-1983 called Amazon Mutual Wants You and Desert Plots: Amazon Mutual #2. The premise was exactly as you described: You paid a fee to the company who would periodically check on you via scrying or divination, and if you kicked it they would send a "body recovery" team to fetch your remains back for raising. Of course the modules were based upon Amazon hiring the characters as contracters to fetch back the remains of "clients" in need of help.

Some of the adventures were rather hilarious. Especially considering that the authors were fans (and later publishers) of the Arduin Grimoire stuff (but not quite as high powered)

/hijack
 
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Jaws said:
Good advice.


Peace and smiles :)

j.
My neck pain is not severe, if it persists I will see a doctor on Monday (I would today, but lucky me, I have finals and lord knows we can't cancle those - the sky may fall).

However, I think that most of the pain was caused by walking the two miles from the Metrorail station to my apartment with my ridiculous heavy back-pack the night of the accident. I feel much, much better this morning.
 


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