Another submission for the group. 32 pt point buy (Decrease WIS by 2 if you are using 30), 690,000 gp in expenditures, PHB/DMG only.
Tairgen Dragonslayer
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Race: Human
Paladin 20
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Str: 34 (+12)
Dex: 10 (+0)
Con: 14 (+2)
Int: 10 (+0)
Wis: 18 (+4)
Cha: 20 (+5)
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Max HP: 183
Initiative Mod: +4
Speed Walk 20'
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AC 18 (+5 rhino hide, +3 shield)
SV Fort +23, Ref +13, Will +17
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Armor
Rhino Hide +2
Large Steel Shield +1 of Reflection
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Weapons
Heavy Lance +35/+30/+25/+20 1d8+12 (19-20/x3)
(Holy Sword'd Heavy Lance Sprited Charging and Smiting Evil +47 5d8+185 (19-20/x3)
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Feats:
Improved Critical (Lance (Heavy)),Improved Initiative,Leadership,Mounted Combat,Power Attack,Ride-By Attack,Spirited Charge,Weapon Focus (Lance (Heavy))
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Skills
Concentration +27, Diplomacy +25, Handle Animal +12, Ride +27
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Equipment
Belt of Giant Strength +6
Boots of Speed
Celestial Armor +1 Barding
Cloak of Charisma +6
Helm of Teleportation
Heward's Handy Haversack
Horn of Blasting
Ioun Stone (Iridescent)
Ioun Stone (Pale Green)
Heavy Lance (4)
Lantern of Revealing
Manual of Bodily Health +4
Manual of Gainful Exercise +5
Periapt of Wisdom +6
Rhino Hide +2
Ring (Elemental Resistance Major)
Ring (Freedom of Movement)
Shield +1 (Large/Steel/Reflection)
Stone of Good Luck (Luckstone)
Wand (Cure Serious Wounds)
Warhorse (Heavy)
Carrying Capacity: 2800.0 Load: Light
Total Weight Carried: 73.0 lbs
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Spells (4/4/4/4)
Divine Favor x4
Remove Paralysis x2
Resist Elements x2
Heal Mount x3
Prayer x1
Death Ward x1
Dispel Evil x1
Holy Sword x2
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Special Abilities:
Detect Evil,Divine Grace,Divine Health,Lay on Hands 100 hp/day,Aura of Courage,Smite Evil 1/day,Remove Disease 6/week,Turn Undead 8/day,Special Mount
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Companions:
Heavy War Horse
4d8+8d8+36 (108)
Spd 50 ft/fly 90 (perfect)
AC 26 (-1 size, +1 Dex, +10 Natural, +6 celestial armor)
SQ Scent, Improved Evasion, Share Spells, Empathic Link, Share Saving Throws, Command Equine, SR 25
SV Fort +15, Ref +9, Will +7
Str 22, Dex 13, Con 17, Int 9, Wis 13, Cha 6
Listen +7, Spot +7
Cohort/Squire (Not Present)