Even if we give it (Cha-based) deflection and (Wis-based) insight, that's only +11 to AC together. Looks like it's going to need a large luck bonus.
I prefer the divine bonus and luck bonus version. I really don't like when they fuss around with insight and deflection; it's like the different designers don't know what they're all doing (imagine!).
Looks pretty good.
If you do want to add in the +4 natural/mithral shirt, that would be ok too.
Well, I meant in place of part of the luck bonus. But as you like.
Doesn't matter much to me, just meant to give another option. Let's just leave it.
What's next on these?

(Dungeons & Dragons)
Rulebook featuring "high magic" options, including a host of new spells.