Yep. I make my players go to the local chapel or druidic circle, and I throw in flavor things along the lines of possibly ending up a new race/sex/hair color. Aside from the big cities, resurrection isn't perfect, and druids may do you a favor and bring you back as a "higher lifeform" like a bear.
In my current campaign the only come back from death is by a druid casting resurrection right now there are no clerics in the world with that kind of magical power as a matter of fact healing is very limited too.
It fits the campaign world which is why I would rather see the different types of raise dead available and let the DM decide how much is available in their world.