James Heard
Explorer
Ditto on party funds, basically my players (and I when I actually get to play) set up a fund that gets paid into first for supplying 'needed equipment' all the time. The spellcasters aren't 'getting' that money, but if they can make the items cheaper than the party can shop around and find a source for them then they certainly gain access to those funds. Crafting is always a bit of a group effort anyways, since a lot of times the masterwork items are supplied by one player, uses the feat from another and the spells from a third. A lot of items aren't even owned by an individual in the group, but actually held in trust by the party - like half a dozen cloaks of elvenkind and bags of holding and certain items that are 'night watch' equipment.