Henry
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Hypersmurf said:But whereas wealth-by-level is a guideline, spells known by level is a rule
A 1st level commoner who somehow gains access to an appropriately-filled Ring of Major Spell Storing is capable of casting a 9th level spell. It's not a likely scenario, but neither is it prohibited.
-Hyp.
Bah - Ring of Three Wishes, then - 97,000 gp, like Darklone says.

A commoner with a wish ring... better yet a 10-year-old with a wish ring! Now there's some fun waiting to happen.

Adventurers: "WHAT DO YOU MEAN OUR CASTLE WAS REPLACED BY A GROVE OF GUMDROP TREES!?!?!"