If your going super low cash as it appears to be 1/3 what we should start with, then we will need much higher starting stats just to survive. I was thinking of tweaking the magic items to have a more real world feel like an empowered spell shard as a secret vial of blended magnesium powder that I would add to prime certain explosives. But only 3k kills anything clever like that.
We could do 3 sets of 5d6(keep 3 highest) and take the best set on IC, and +1 to 2 stats at lvl 4. Since we can't even afford a +2 stat item. I definitely would like to see Pathfinder feat progression (every odd lvl instead of every 3rd). And pathfinder skills as they are much more strait forward. I would liketo use the PF wizard as well.