If your going super low cash as it appears to be 1/3 what we should start with, then we will need much higher starting stats just to survive. I was thinking of tweaking the magic items to have a more real world feel like an empowered spell shard as a secret vial of blended magnesium powder that I would add to prime certain explosives. But only 3k kills anything clever like that.
We could do 3 sets of 5d6(keep 3 highest) and take the best set on IC, and +1 to 2 stats at lvl 4. Since we can't even afford a +2 stat item. I definitely would like to see Pathfinder feat progression (every odd lvl instead of every 3rd). And pathfinder skills as they are much more strait forward. I would liketo use the PF wizard as well.
Same here. With my luck for character creation rolls, I will end up with a 13 points character.Rolling to get above average? Sorry but it has no sense, just increase the amount of points to 36 or even 40. Rolling will give you a party with characters of different power.

(Dungeons & Dragons)
Rulebook featuring "high magic" options, including a host of new spells.