It is satisfying to mischaracterize someone and decide they are foolish. It isn't the first time you've done it this thread. That's enough for me.
I mean, you've been doing that the whole time. I've illustrated it at some length.
Like I said, I've read both MC and Visa's merchant rules and there's nothing secret about them, contrary to your earlier assertion. I suggest you do likewise, you will find it enlightening.
Both are causing serious problems. Visa has a completely inflexible definition of of what it considers unacceptable, but is, as I correctly said, not enforcing it. I was correct to assert that they could "violate" HBO or really any media company they felt like at any moment. It's just whim keeping them from doing so.
Mastercard seem much fluffier, because they don't have the same inflexible list, and they say artistic merit factors in - only things with "no artistic merit" are a problem, but they have such hysterically insane and threatening terms a merchant has to agree to in order to use them that they could potentially cost you millions upon millions if you violated them, and whilst you could probably win in court (via their own terms) and prevent their fines etc., it would be a very painful process and they would still be able to stop doing business with you even you didn't violate any terms at all.
Also really interesting that as soon as I mention sealioning the argument is over huh, hmmm.