I disagree with that. It is probably a DC3 to drive down a residential street without hitting anything.I think the problem with this analogy is that you feel like drivers are constantly making checks to drive from A to B. The typical driver probably isn't making checks day to day, rather they make the check when something unexpected happens, like when another driver pulls out in front of them unexpectedly.
So for a young adult "proficient" in driving it is an automatic success, a guy who is 90 with catarax and a 5 dexterity is going to occasionally hit something even though he probably has expertise. IRL the first time I put my son behind the wheel at 15 years old he crashed into my front porch.