MM3 Damage Expression Table

PCs get to bump two stats pretty much. By very high level, the third they couldn't bump has straggled 3 lower than the others. If that one was already, say, four lower at character creation, then you've made a pretty horrendous gap.

It's pretty darn common, and for monsters that attack FRW they can quickly pick a character who is low in that one to go after.
 

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